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Business Contents Insurance

November 4th, 2009 by admin in Business Insurance

Many people think their insurance fully covers their business and only when something unfortunate happens do they learn that their policy covers the building, but not the contents. That’s where business contents insurance can be valuable. Contents insurance covers losses to the contents of one’s business should they be damaged, stolen, or lost. It’s vital, [...]


Cheap Liability Insurance

Is Cheap Public Liability Insurance Worthwhile? Having liability insurance is important if you are running a business. Even a one person operation can benefit from having liability insurance for protection against litigation. The question then becomes, is cheap liability insurance worthwhile? The difference between cheap liability insurance and expensive liability insurance may only come to [...]


Commercial Liability Insurance

The Importance of Good Commercial Liability Insurance There are a variety of different problems that may face a company which delivers products to the market. Even the most well intended company will occasionally bite off a bit more than they can chew and cause a damage for which they are liable. This could be as [...]


Small Business Liability Insurance

78% of US businesses are partnerships and sole proprietorships, both of which leave owners’ business and personal assets at risk from litigation. Simply put: small business liability insurance protects owners from financial ruin. Given the litigious nature of society, it’s vital for owners to make sure they’re covered. Basics of Liability Insurance Small business liability [...]


General Liability Insurance – A Good Idea

October 8th, 2009 by admin in employer liability insurance

Having general liability insurance is a good idea for any business. Liability insurance can protect you against lawsuits in the event of a product defect or failure. It can also cover you against claims of non-performance, accidental damages and other small claims. Contractors who enter any other premise should carry general liability insurance as a [...]


Employer Liability Insurance

As a business owner, it is important to protect your business from the various liabilities you face in the course of your every day business.  Different insurance policies are required according to the state in which you do business, but required or not, it’s important to have the essential coverage to protect your investment and [...]


Liability Insurance for Small Business

August 21st, 2009 by admin in Liability Insurance, Small Business Insurance

Did you know, according to Nationwide Insurance that “any individual or business providing an opinion, making recommendations, designing solutions or offering a service is at risk for a professional liability lawsuit?”  If you run a small business at risk for one of these lawsuits, then general liability coverage is your answer to the possibility of [...]


Liability Insurance Quote

August 19th, 2009 by admin in Business Insurance, Liability Insurance

If you’re looking for a business liability insurance quote (or public liability insurance quote, or just a liability insurance quote– they’re all the same), there are several key pieces of information you’re going to need to get an accurate quote and good coverage. Business liability insurance covers your business in the event you are found [...]


Commercial General Liability Insurance

August 13th, 2009 by admin in Business Insurance, Liability Insurance

Commercial General Liability (CGL) insurance is essential to businesses operating in today’s litigious society.  With a CGL policy, a business is protected from suits related to bodily injury, physical injury (this includes libel and slander), property damage, and advertising injury.  Damages and legal fees accrued in the attempt to defend or settle claims against the [...]


Business Contents Insurance

August 11th, 2009 by admin in Business Insurance, Other Insurance

As business owners, we work so hard – for so long – to build up our business. There’s a reason so many of us refer to our businesses as ‘our baby.’ From the time the business is literally ‘born,’ until it makes its first dollar, until it gets sold or shut down…we eat, sleep, and [...]