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The Advantages of Whole Life Insurance

November 6th, 2009 by admin in Whole Life Insurance

There are two types of life insurance: whole and term. A term life insurance policy is coverage for your life only for the specified term of the policy, say 10 or 20 years. A whole life policy in which the premiums are paid regularly, provides that person with coverage for the whole life of that [...]


Permanent Term Life Insurance

November 3rd, 2009 by admin in Whole Life Insurance

Permanent term life insurance is quite similar to a term life insurance but pays off in the occasion of your death and operates contrastingly. One can pay an insurance premium that is much higher than the premium for term but it is often 5 to 10 times the size. Permanent term life insurance is also [...]


Whole Life Vs Term Life Insurance

After making the decision to buy life insurance, one then has to narrow down which type of life insurance is the most suitable. There are benefits and consequences to whole life vs. term life insurance. The differences between the two types are in the options, payments and the length of the policies.
Term Life Insurance
Term life [...]


Whole Term Life Insurance

Term or Whole Life Insurance?
Life insurance comes in several forms that can either pay a named beneficiary upon the death of the insured, put part of the premium towards investing, or both. It is up to the individual what type of plan would work best for them and this is why many carriers offer life [...]


Difference Between Term and Whole Life Insurance

Term Life Or Whole Life, What’s The Difference?
All life insurance policies are not created equally and that is a good thing. Different people need different policy options at different times in there lives. Just as in life, one size does not fit all, so it is when it comes to life insurance policies. Life insurance [...]


Whole Life Insurance Cash Value

September 30th, 2009 by admin in Life Insurance, Whole Life Insurance

A whole life insurance policy is just what it sounds like: insurance for your whole life.  The other main type of life insurance is term life insurance in which the insured is insured for only the term of the policy (usually 10, 20, or 30 years) and the death benefit is paid only if the [...]


Indexed Universal Life Insurance

September 28th, 2009 by admin in Life Insurance, Whole Life Insurance

Universal life insurance is a whole life life insurance product that incorporates a savings or cash value feature into the life insurance protection.  It is called whole life because the policy has no term, it never expires as long as you continue to pay the premium or until you decide to cash out.
Indexed universal life [...]


Term Versus Whole Life Insurance

September 22nd, 2009 by admin in Life Insurance, Term Life Insurance, Whole Life Insurance

Almost everyone who has bought life insurance has faced the term versus whole life insurance debate.  Everyone has an opinion and everyone has an experience, but when making the decision between term and whole life insurance, you need to base your decision on the facts and how they work with your personal situation.
The purpose of [...]


Whole Life Insurance Explained

September 21st, 2009 by admin in Life Insurance, Whole Life Insurance

Life insurance is important, essential even, if you have people depending on you for their financial well being.  But it’s also confusing, complicated, and rather unpleasant; not one of us wants to think about death or what will happen to our families when we are gone.  Still, you need life insurance, and since it’s such [...]


Term or Whole Life Insurance

You know if you’re over 18, it’s probably a good idea to have life insurance.  You know if you’re married it is a good idea to have life insurance.  You know if you have kids, you absolutely need to have life insurance, no question; no debate.  The question now is: term life or whole life [...]


Term and Whole Life Insurance

If you’re looking at life insurance, you’re probably looking at both term life and whole life insurance.  These are the two most common forms of life insurance, and there are some big differences, so do your research and find out which one is really the best for you and your family.
The main difference between term [...]